80/20 Rules of Financial Planning
Carter McClung Carter McClung

80/20 Rules of Financial Planning

All effort is not rewarded the same. You can receive massive returns by focusing on the key attributes responsible for growth in each discipline of financial planning.

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Are you saving enough?
Carter McClung Carter McClung

Are you saving enough?

Saving is simple in theory but hard in practice. How can you build a sustainable savings habit?

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The Equity Premium
Carter McClung Carter McClung

The Equity Premium

Historically, investors have been rewarded with excess return for owning stocks over bonds. As an investor, the question to ask yourself is how confident should you be over the long-term to expect a positive equity risk premium?

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Are we better off with pensions or 401ks?
Carter McClung Carter McClung

Are we better off with pensions or 401ks?

401ks compared to pensions are a superior retirement savings vehicle contingent on discipline and consistency. Yet, while many Americans have the opportunity to enter retirement with more monthly income - they end up with less.

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What is Enough?
Carter McClung Carter McClung

What is Enough?

Enough is a sense of arrival.

A person can make himself happy, or miserable, regardless of what is actually happening externally by changing the contents of his mind.

How can you arrive sooner?

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An Outdated Money Script
Carter McClung Carter McClung

An Outdated Money Script

Buying a home has been revered as the pinnacle of good financial decision making. Is it though?

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Build Value Through Leverage
Carter McClung Carter McClung

Build Value Through Leverage

To make a dent in the universe you need leverage. Build leverage through improving your decision-making quality, choosing your trajectory wisely, and accepting responsibility.

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(Questions + Mortality) - Time = Vision
Carter McClung Carter McClung

(Questions + Mortality) - Time = Vision

As you consider your own mortality you realize the limited time we have on Earth. Time and the present moment is all we have. The depth of questions you ask of yourself can paint your vision for a life well lived.

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Dear Financial Planning
Carter McClung Carter McClung

Dear Financial Planning

A look at where the financial planning industry started, it’s current state, and a vision for the future of advice.

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