Most business owners take time for vacation, but few spend time securing their business with a buy/sell agreement—here’s why delaying this critical step could cost you everything.

Relying on the S&P 500 as your sole benchmark for investment success is like judging a restaurant only by its dessert—this article uncovers why true long-term investing requires diversification, discipline, and a global perspective beyond today’s market winners.

Discover how I helped a small business owner save over $60,000 annually on health insurance by leveraging the healthcare marketplace and premium tax credits—without sacrificing employee benefits.

Are high-yield bonds worth the equity-like risk, or are there smarter ways to boost your portfolio's returns without sacrificing stability?

A summary of my favorite writing from 2024.

Are you better off investing your social security taxed earnings (the surprising truths behind the system's benefits and limitations).

Insurance needs change over time—what works today may not be the best fit tomorrow. Evaluating your policies within the context of your financial plan ensures adequate coverage and maximum savings.

An effective cash management plan balances financial best practices, personal comfort with cash, and active cash oversight to maximize returns, ensuring emergency funds are maintained at optimal levels and excess cash is efficiently invested for higher returns.

S-Corp owners can avoid taxable reimbursements by using an accountable plan, allowing federal and FICA tax-exempt reimbursements for business-related expenses. With Trump's 2017 tax law changes, personal expense deductions are limited, making accountable plans essential for tax efficiency and compliance on mixed-use expenses like home office and cell phone costs.

When a loved one passes, the emotional toll can be overwhelming, and managing the financial details only adds to the complexity. By taking proactive steps now—such as preparing key documents and having essential conversations—you can reduce the burden later and ensure your loved ones are taken care of with clarity and confidence.

Maximize retirement spending by adopting a flexible, proactive approach to asset depletion, rather than relying solely on the traditional 4% rule. By adjusting withdrawals based on market performance and regularly reviewing your financial plan, you can increase lifetime spending while maintaining financial security throughout retirement.

There’s a smarter, more flexible way to offer health benefits—one that lets your employees keep the coverage they love while still providing them with valuable support, without pushing them into a one-size-fits-all group health plan.

If market prices are right, they reflect all available known information. If market prices are wrong, then you should be able to exploit this to make millions.

The SECURE Act has dramatically changed the rules for Required Minimum Distributions (RMDs), making it essential for beneficiaries to stay informed on the new guidelines to effectively manage inherited retirement accounts and avoid costly errors.

College is the equivalent cost of a mortgage - here’s ways to take $50k off the sticker price.

Whether we are voluntarily or involuntarily subjecting ourselves to uncertainty, we might as well value it, because life without uncertainty is like a static, unchallenging existence absent of growth and discovery.

Why, when, how to rebalance for higher returns.

What you gift, when you gift, how much you gift, & to which vehicles you gift to all factor into how much of your tax bill you’re able to reduce.

Real estate makes sense when 4 things align: numbers, your why, experience, and time.

As you venture from owning one, into owning many real estate properties, how do you protect yourself, increase efficiency, and cut costs?