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Best Way to Buy a Car in Business Name
Should you buy a car in the name of your business? The question I would ask is, do you need a car?
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When Can You Use Real Estate Losses?
Rental activity by the IRS is deemed to be passive. This means if you’re not a real estate professional this makes your odds of being able to deduct losses slim.
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How to Avoid, Defer, and Reduce your Tax Bill
When you financially measure your life, you’re not going to measure it based on how much tax you saved, rather, how much wealth you’ve built.
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Pre-tax (Traditional) or post-tax (Roth) contributions: Which is better?
Traditional contributions can be better than Roth contributions. Roth contributions can be better than Traditional contributions. What rate you end up paying in taxes matters the most.
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Student Loans Set to Resume (here's what you need to know)
Student loans are set to resume August 30th, here’s what you need to know to be prepared.
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U.S. Debt Ceiling: How much is too much?
Why does the debt ceiling exist? How much more debt can we continue to take on?
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How to Stick to a Budget
Budgeting doesn’t upset us, rather, it’s our judgment of budgeting that upsets us.
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Should I Pay Debt Or Invest?
When you pay off debt, you guarantee yourself a fixed simple interest rate of return. When you invest, you guarantee yourself a compounded rate of return. How do you begin to choose?
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Defining Success (outside of wealth)
How to view money’s role in determining success
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How I manage my finances (from a financial planner)
My work centers around helping others make goal-aligned decisions with their money. But that begs the question: How well do I take that advice myself?
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Is My Money Safe?
Silicon Valley Bank collapsed. Naturally, this has raised widespread concern as depositors and investors are questioning their confidence in banks.
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How To Invest In Times Of Uncertainty
Construct a portfolio that gives you the highest return per unit of risk. Looking backwards, this is easy. Looking forward, this is hard. How do you manage this uncertainty?
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Why don't we do, what we know we should do?
If you’ve ever found it easier to give advice than implement advice, you’re not alone. It’s more common to know what to do than to implement what’s common. If we know what to do, why don’t we do it?
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Using Real Estate to Avoid Tax
Incentives drive outcomes. Today the government incentives real estate through multiple areas in the tax code.
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How To Instantaneously Become More Wealthy
Your money stretches to the length of your desires. The shorter your desires, the longer your money stretches.
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SECURE Act 2.0: What You Need To Know
While you cannot avoid Uncle Sam finding his way into your pocketbook, you can plan around minimizing how much he takes.
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How Market Valuations Impact Future Market Returns
Expectations of future returns can be tied back to fundamentals of how cheap or expensive a company's cash flows are.
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The Underlying Mechanics of Why ETFs are More Tax Efficient than Mutual Funds
ETFs rely on a creation/redemption mechanism that allows for the continuous creation or destruction of ETF shares which reduces, or in many cases, completely eliminating capital gain distributions.
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Why Bond Prices Fall When Interest Rates Rise
Equity markets have fallen 25% year to date and the bond market is down 17% - whatever happened to bonds acting as a ballast for market volatility?
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Ultimate Quick Start Guide to Social Security
How is your benefit calculated? When do you start social security? How much of your social security is taxable?